Terms and Conditions

Terms and Conditions

These terms and conditions (the "Terms and Conditions") govern the use of https://www.yumarmg.com/ (the "Site"). This Site is owned and operated by Yuma Risk Management Group, LLC. This Site is an ecommerce website.

By using this Site, you indicate that you have read and understand these Terms and Conditions and agree to always abide by them.

Intellectual Property

All content published and made available on our Site is the property of Yuma Risk Management Group, LLC and the Site's creators. This includes, but is not limited to images, text, logos, documents, downloadable files and anything that contributes to the composition of our Site.

Acceptable Use

As a user of our Site, you agree to use our Site legally, not to use our Site for illegal purposes, and not to:

  • Harass or mistreat other users of our Site;
  • Violate the rights of other users of our Site;
  • Violate the intellectual property rights of the Site owners or any third party to the Site; or
  • Act in any way that could be considered fraudulent.

If we believe you are using our Site illegally or in a manner that violates these Terms and Conditions, we reserve the right to limit, suspend or terminate your access to our Site. We also reserve the right to take any legal steps necessary to prevent you from accessing our Site.

Links to Other Websites

Our Site contains links to third party websites or services that we do not own or control. We are not responsible for the content, policies, or practices of any third-party website or service linked to on our Site. It is your responsibility to read the terms and conditions and privacy policies of these third-party websites before using these sites.

Limitation of Liability

Yuma Risk Management Group, LLC and our directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Site.

Indemnity

Except where prohibited by law, by using this Site you indemnify and hold harmless Yuma Risk Management Group, LLC and our directors, officers, agents, employees, subsidiaries, and affiliates from any actions, claims, losses, damages, liabilities and expenses including legal fees arising out of your use of our Site or your violation of these Terms and Conditions.

Applicable Law

These Terms and Conditions are governed by the laws of the State of Arizona.

Severability

If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.

Changes

These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Site and the way we expect users to behave on our Site. We will notify users by email of changes to these Terms and Conditions or post a notice on our Site.

SMS Consent

By providing your phone number, you consent to receiving SMS messages from Yuma Risk Management Group, LLC regarding policy information, policy due dates, requesting information for carriers, appointment reminders, etc.

SMS Message Frequency

Message frequency may vary based on your interaction with our services. We strive to provide timely and relevant updates to enhance your experience.

SMS Fees

Standard message and data rates may apply as per your mobile carrier's agreement.

SMS Opt-Out

You can opt-out of receiving SMS messages at any time by replying STOP to any message. After opting out, you will receive a confirmation message, and no further texts will be sent unless you opt-in again.

SMS Assistance

For any assistance, reply HELP to any message or contact our support team at (928) 726-9338.

SMS Data Privacy

Your mobile number and communication preferences are confidential. We do not sell, rent, or share your information with third parties for marketing purposes. For more information, please review our Privacy Policy at https://www.yumarmg.com/privacy-policy.

SMS Modifications

We reserve the right to modify these terms at any time. Changes will be communicated via SMS or posted on our website.

Contact Details

Please contact us if you have any questions or concerns. Our contact details are as follows:

(928) 726-9338
info@yumarmg.com
220 E 16th Street, Suite 2, Yuma, AZ 85364

You can also contact us through the feedback form available on our Site.