Privacy Policy

Privacy Policy

Yuma Risk Management Group, LLC
Effective Date: April 08, 2025

1. Introduction

This Privacy Policy describes how Yuma Risk Management Group, LLC ("Agency") collects, uses, and shares personal information when you use our website at www.yumarmg.com and/or engages with our SMS (text message) service. We are committed to protecting your privacy and ensuring the security of your personal information.

2. Information We Collect

Website:
  • Information You Provide Directly: When you visit our website, you may provide us with information directly, such as your name, email address, phone number, or other personal details through forms, contact us pages, or other interactions.
  • Information Collected Automatically: We may automatically collect certain information about your device and browsing activity, such as IP address, device type, browser type, pages visited, and time of visit, using cookies and similar technologies.
  • Cookies: We use cookies to enhance your website experience, personalize content, and analyze website traffic. You can manage your cookie preferences through your browser settings.
SMS Service:
  • Phone Number: If you opt-in to our SMS service, we will collect your phone number to send you text messages.
  • Consent: By opting into our SMS service, you consent to receiving text messages from us and to the collection and use of your phone number for the purposes described in this policy.

3. How We Use Your Information

Website:
  • Provide Website Content and Services: We use your information to provide you with access to our website and its content, features, and services.
  • Respond to Inquiries: We use your contact information to respond to your inquiries, questions, or requests.
  • Improve Website: We use data collected through cookies and other technologies to analyze website traffic, identify areas for improvement, and personalize your experience.
SMS Service:
  • Send Text Messages: We use your phone number to send you text messages as part of our SMS service, which may include promotional offers, updates, or other information.
  • Provide Customer Service: We may use your phone number to provide customer service and support through text messages.
  • Improve SMS Service: We may analyze data related to SMS usage to improve our SMS service and user experience.

4. How We Share Your Information

  • Third-Party Service Providers: We may share your information with third-party service providers who help us operate our website and SMS service, such as hosting providers, email marketing platforms, or SMS providers.
  • Legal Requirements: We may disclose your information if required by law, court order, or governmental agency.
  • Business Transfers: In the event of a merger, acquisition, or sale of all or part of our business, we may share your information as part of the transaction.

5. Your Rights and Choices

  • Access and Correction: You have the right to access and correct your personal information held by us. Please contact us using the information below to make such requests.
  • Opt-Out of SMS: You can opt-out of our SMS service by replying "STOP" to any text message you receive from us, or by contacting us using the information below.
  • Manage Cookies: You can manage your cookie preferences through your browser settings.

6. Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, or loss. However, no method of electronic storage or transmission is 100% secure, and we cannot guarantee absolute security.

7. SMS Message Consent

When you opt in to receive SMS communications from Yuma Risk Management Group, LLC, we collect your phone number and any other necessary information to communicate with you via text messages. This information is not shared with third parties for marketing purposes. We respect your privacy and are committed to keeping your data secure.

8. SMS Message Frequency & Fees

The frequency of SMS messages may vary based on the type of communication you are receiving. Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

9. SMS Opt-In

By providing your phone number, you agree to receive text messages from this organization. Message and data rates may apply. Message frequency varies.

10. SMS Opt-Out

If you are receiving text messages from us and wish to stop receiving or Opt-out, simply respond with either “STOP” or “UNSUBSCRIBE” to the number from which you received the message. Once we receive your message, you will no longer receive further text messages from us.

11. SMS Privacy Policy

Yuma Risk Management Group, LLC maintains strict privacy policies, ensuring that personal information of our users and members is not shared, sold, rented, released, or traded to third parties for marketing/promotional purposes without prior consent or a legal obligation. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. View our Terms and Conditions for more information at https://www.yumarmg.com/terms-and-conditions.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our website and/or notify you via SMS if the changes are material.

13. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:  

Yuma Risk Management Group, LLC
220 E. 16th Street, Ste 2
Yuma, AZ 85364
(928) 726-9338